As a short-term interbank market liquidity, capital market, a direct reflection of a country's currency markets. on the money market as a whole the development of the financial market plays a fundamental role in the further development of China's financial markets, Non-monetary market, develop, and because the interbank loan market plays an important role in the money market. Priority should be given to developments with a view to an early completion of maturity in the currency lending market. standardizing and developing the loan market is of great significance. Based on the analysis of market development funds on the basis of short-term borrowing, the current management system and operating system flaws, the main lending market imperfections. lack of a good economic environment and improve laws and regulatory system, such as maintenance, and on this basis. regulate the financial institutions in China's interbank market proposals.